Month: October 2021

Pros and Cons of Ecommerce: An Overview

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Is Ecommerce Right for Your Business?

Ecommerce is a popular way to buy products and services. It’s also an excellent way to increase revenue for your business, but it has its cons too. Using BlueSnap makes it much easier, but there are still some considerations when choosing ecommerce.

The pros of e-commerce are many, including: saving time, convenience, money (no shipping charges), better customer service than phone orders. With e-commerce, you don’t have to worry about the customer not being at home for a special delivery, having someone sign for it or receiving damaged goods. If an issue does arise, customers can contact your company via email and get a quick response.


Ecommerce also allows businesses to expand their sales territories without hiring employees in every location that they want to sell items. Many companies use ecommerce as a supplement while selling locally too because of its advantages over traditional methods such as phone orders and walk-ins. Email marketing is another way you can take advantage of the benefits of ecommerce when promoting products online through newsletters and social media sites like Facebook and Instagram.

The drawbacks include: lack of personal touch with customers; credit card fraud or identity theft; inability to take back goods if they do not fit properly or if the customer does not like them. A company cannot be in the business of clothing, jewelry or musical instruments unless they have a physical store that customers can visit to try on their products.

Ecommerce is not for every company and does require an investment of both time and money. In order to attract customers from around the world, you must have a professionally designed website with features such as clear product descriptions, search tools and customer reviews. A strong content strategy will help your site rank higher in terms of SEO so more people find it when searching online for certain keywords related to your industry. You need excellent photography showing off your goods too because 92% percent of consumers say visuals are important when shopping online versus only 87% who place importance on photos in print ads according to Social Media Examiner .

The Drawdown Equities Release: What You Need to Know

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A New Way to Retire: Drawdown Equity Release

Drawdown equity release is a new way to retire. It allows homeowners, who have built up equity in their homes, to borrow against the value of their home. This type of mortgage can be used for any purpose- whether it’s to fund pension gaps or buy an investment property.

It might seem like a risky way to save money but there are safeguards in place which make this very safe and secure- plus interest rates are low at the moment so borrowing now could help pay off more expensive loans later on. Remember, if house prices do go down then you have less money tied up as well!

How does it work?

You need £500 worth of spare capital (cash) in your home and if you have a mortgage on the property then you can take out an equity release loan. You would need to repay this in full at some point in the future, usually when either selling or remortgaging (due to changes in legislation).

Drawdown Equity Release

If using it as part of retirement planning- how much is released depends on what age you are when taking out the Equity Release Plan – with 60% being available for homeowners aged 55+ (£200k) but only 30% available from those aged 65+, even though they own more capital (£300k).

Why haven’t I heard about this before?

There’s been talk about these loans since 2008, but there has not been enough research done into them yet so they have been slow to catch on. However, as with every other type of loan in history- there’s never been a better time to borrow!

Finally, because equity release is a type of mortgage- we would recommend discussing the plan with your family and loved ones.

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